Why Real Time Processing?
Real Time Processing captures the customer's credit card information so you do not have to. You can use the time to fill the order instead of process it. With Real Time Processing you only receive orders that have been sent through with valid credit cards. When you retrieve the order from your JAC Account you will see an Approval code on your Order Receipt page. This Approval code verifies that the funds have been captured and will be deposited via your Merchant Processing Account into your Business checking account within 1-3 business days. The AVS (Address Verification System) is also on the order helping to prevent fraudulent orders. In addition to Real Time verification, the Virtual Terminal allows you to process credit card orders taken via the telephone or mail and provides the same functions of a physical terminal, such as Credits,Voids, Batches, etc.
How Does Real Time Processing Work?
When a customer submits their order through your web site using their credit card, the JAC Transaction Network takes the order. The order information passes through a payment gateway connecting to your Merchant Bank account and Gateway where the credit card is read, authorized and charged. The funds are then deposited into your business bank account within 24-72 hours.
What Payment Gateways Does JAC Support for Real Time Processing?
JustAddCommerce 5.0 supports the Nova/Authorize.net gateways. Rich Media Technologies, Inc. is a reseller of merchant bank accounts through Regions Bank (Nova) or Humboldt Bank. You can apply for these services right from our web site or use your existing Nova or AuthrorizeNet merchant account. If you have a Nova account through another service provider, such as Costco, please note that you must use the JustAddCommerce shopping system in order to process real time orders. Also, if you have an existing Nova merchant account that you want to connect with JAC 5.0, we will charge you a monthly fee of $20.00 since you will be using the JAC Transaction gateway and Virtual Terminal to process your orders.
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